Free Kasasa Cash® checking pays really high interest, because we don't think you should be charged to access your own money.
We'll even refund your ATM fees nationwide.* All you have to do to earn these great rewards are a few things that make banking easier anyway. Do you Kasasa?®
- Free checking that pays really high interest
- Earn 2.01% APY on balances up to $25,000*
- Earn 2.01% to 0.80% APY on balances over $25,000 depending on balance in account*
- Earn 0.05% APY if qualifications aren't met*
- Get refunds on ATM fees nationwide*
- No minimum balance requirement
- No monthly service fee
- Free online banking & bill pay
- Free mobile banking
- Free Debit Mastercard®
- $25 minimum deposit to open
See the Kasasa Monthly Qualification Schedule for more details.
How To Earn Our Highest Rate
It's so easy to qualify, you're probably already doing it! To earn your rewards, simply do the following activities and transactions in your Kasasa Cash account each monthly qualification cycle:
- Have at least 12 debit card purchases post and settle
- Be enrolled and receive eStatement
- Be enrolled and log into online banking
That's it! Told you it was easy! And if for some reason you don't qualify one month, don't worry. Your account is still free, and you'll still earn our base interest rate. You can get back to earning your full rewards the very next month you qualify.
Qualifications Information: Account transactions and activities may take one or more business days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account's rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit and credit card purchases processed by merchants and received by Harleysville Savings Bank as ATM, or PIN-based or signature based transactions and purchases made with non-Harleysville Savings Bank issued debit cards. "Monthly Qualification Cycle" means a period beginning one (1) business day prior to the first day of the current statement cycle through one (1) business day prior to the close of the current statement cycle.
Reward Information: When your Kasasa Cash account qualifications are met during a Monthly Qualification Cycle, (1) Balances up to $25,000 receive APY of 2.01%; and balances over $25,000 earn 0.49% interest rate on the portion of balance over $25,000, resulting in a range from 2.01% to 0.80% APY depending on the account's balance and (2) you will receive reimbursements up to an aggregate total of $15.00 ($9.99 per single transaction) for nationwide ATM fees incurred during the Monthly Qualification Cycle in which you qualified. An ATM receipt must be presented within thirty (30) calendar days of transaction for reimbursements of individual ATM fees of $10.00 or higher.
When Kasasa Cash qualifications are not met, all balances in the account earn 0.05% APY and ATM fees are not reimbursed.
Interest and ATM fee reimbursements will be credited to your Kasasa Cash account on the last day of statement cycle. APY = Annual Percentage Yield. APYs accurate as of 12/02/2015. Rates and rewards are variable and may change after account is opened. Fees may reduce earnings.
Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. A $25.00 minimum deposit is required to open the account. At least twelve (12) debit card purchases post & settle, access online banking at least one (1) time per month and receipt of electronic statements are conditions of this account. No minimum balance required to earn rewards. Limit 1 account per individual taxpayer identification number. There are no recurring monthly service charges or fees to open or close this account. Contact a Harleysville Savings Bank team member for additional information, details, restrictions, processing limitations and enrollment instructions. Member FDIC. Kasasa & Kasasa Cash are trademarks of BancVue, Ltd., registered in the U.S.A.